Typically I do very less articles on personal finance and I would like to argue today when is the best time to invest in the
stock markets. It is said that ” Good returns are seldom made on investments made in good times. Rather, good returns are typically made on investments made in adverse times”.
As in the long run markets have never sustained either overvalued or under valued rather they move closer to the fair values. So do companies are available below their fair value in this adverse time ? View full article »
Tag Archive: Indian Economy
The post is about entrepreneurship in India where I have tried to put the views.
From the last couple of years Baba Ramdev, Kishore Biyani, Vijay Mallya and Govt. Of India has been making the news and there is lot more things common between them.
Lets begin with Baba Ramdev who became a household name by selling the benefits of yoga to the masses. He claimed that even diseases like cancer could be cured through yoga. Those who have seen his yoga View full article »
It was hot topic 4°C rise in temperature by 2020 in Rajasthan . Food production may fall by 50% by 2050 another study said.
I was just trying to figure out if the production will fall than “Who will feed India ?” India is loosing its ground where we enjoyed monopoly now Vietnam is claiming supremacy over India in commodities trading as Ho Chi Minh City continues to look like Southeast Asia’s emerging commodities hub. Already Vietnam is among the leaders in exports of a range of agricultural commodities View full article »
As expected the front page of all the financial news papers covers the story of S&P negative on India . I was just trying to 
figure out the implications of S&P outlook downgrade to India, The agency retained the rating at BBB-, but said it was changing its outlook from stable to negative. let’s try to figure out the impact :-
- Well the rating is BBB- S&P just gone to pessimist and revised its outlook for India country rating negative.
- BBB- is the last rung in the ratings grade of S&P ,downgrade from here meaning India will be having speculative grade rating. View full article »
Wealth creation over the years has changed its avenues and area of interest for the investors in India. The prototype 
investment where the post offices and typically the scheduled banks through savings and fixed deposits have changed and with the awareness of finance, Mutual fund has become an excellent route to create wealth for the public at large.
“Mutual fund is a pool of money is invested in accordance with the common objective stated before the investment to the investors.”
Here is the concept of mutual fund which is a suitable for the common man as it offers an opportunity to invest and diversified, professionally managed basket of securities comparatively at low-cost. The investors pool their money to the fund manager and the fund manager invest the money in the securities and after generating returns passed back to the investors. View full article »
For those who are not aware just to let you know Goldman Sachs conducted their first ever bord meeting in India against
a deteriorating economic and political backdrop in the country, where business is slow, economic growth has cooled and regulation has become a minefield for foreign investors.
GAAR stands for General Anti-Avoidance Rules which was presented by Finance minister in this year finance bill acting as anti global investor and the FIIs are already pulling the plug on such investments which will affect the flow of money into the capital markets. View full article »
This is the most event full day in the country,continuing from my last post the India Budget 2012 , the expectations are high because the world biggest democracy has more challenges on every front be it from the basic amenities like toilets. India has more cell phones than toilets Yesterday the Economic survey came out and The survey estimates that GDP will grow 7.6% in 2012-13 and expand at 8.6% in the year after that but the pace is dependable on reform to be optimistic.
Inflation remains the key : Even the survey projected danger of high inflation is not yet over and the government should work to gently bring it down below 5.Income distribution is the another challenge. View full article »
Budget is a document that sums up the nation’s finances and provides an inkling of expectations in the next 12 months. Amidst strong headwinds in global financial markets, local inflationary pressures and runaway prices, what can be a set of reasonable expectations for Budget 2012.
Indian Budget has always been the biggest show for the government to gain the public support , It’s the report card that need to be presented before the reality has to be delivered.
Below are the certain expectations from different set of group – a nation of over a billion
For salaried people tax sops on housing loans and higher tax exemption limits from the current 180K for man and 190K for woman may be raised to 2.5Lkh.
The corporate sector looking to read the fine print on excise duty harmonisation, any changes in depreciation rates, dividend distribution tax changes and service tax items. View full article »
I have tried to put my comments on this subject when recently India bans cotton exports—confusing everyone, including our own government. I am not an expert on this issue but I recalled one of the issue from the Business world towards the end of 2004 have the lead story on The Rising Indian Textile Industry – The End of quota Regime. It was expected that t China will be the biggest beneficiary of No Quota regime and China would garner 50% of exports market. The other beneficiary was India as it was expected as Indian players can handle small orders which will not be possible in China. Also, China lacks innovation. India’s advantages come from three main sources its quota utilization trend in the past, market exploitation rate after third level of integration and critical export mass.
View full article »
Some of the quotes from the Taleb’s book :-
Hard work will get you a professorship or a BMW. You need both work and luck for a Booker, a Nobel or a private jet
Learn to fail with pride — and do so fast and cleanly. Maximise trial and error — by mastering the error part
:- Gold price tumbles 5% on hopes of US economic recovery
:- Gold Falls in ‘Manic’ Plunge as Bernanke Damps Stimulus Bets
:- Seems like the value of currency is falling ECB provides530bn euros of cheap loans for banks
:- You have the Time line on Facebook, check this out Time line The unfolding euro zone crisis
:- Poor performance by the Elephant India’s economic growth slowed to 6.1% in the quarter ended 31 December, the third quarter of fiscal 2011-12,
:-Quite an interesting read for Blaming NGO reveals the diminishing space for dissent in our democracy
