Here is an anecdote between investing and saving , Savings are anyway always killed by the inflation considering the time value of money,
You may lose some or all of the money you invest depending upon your planning and risk appetite . You can earn interest by putting money in a savings account, but savings accounts generally earn a lower return than investments. Investments have the potential for higher return than a regular savings account
Saving is Passive
Investing is Active. View full article »
Someone asked me what’s your view on the market? my response was it will fluctuate. Some experts feel there is a breakout around the corner, some of them carefully waiting for the Fed policy this Friday. While some of them feel there will be a correction.
Global events are an integral part of market now, you cannot control these events neither can devote your full-time in predicting these events. As an investor what you can control?
- You can control how much money you put behind the idea.
- You can control which markets you trade in.
- You can control how much you are willing to risk per trade barring any gap
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In the financial market arena everyone is pundit and everyone has a say on one market or the other, sharing some of the unfortunate truths about investing some of them are from the past, and they stand true with the present scenario
- Saying “I’ll be greedy when others are fearful” is much easier than actually doing it.
- The gulf between a great company and a great investment can be extraordinary.
- Markets go through at least one big pull back every year, and one massive one every decade. Get used to it. It’s just what they do.
- There is virtually no accountability in the financial pundit arena. People who have been wrong about everything for years still draw crowds. View full article »
Time Management plays a crucial part in life in all the fields and investment is one of the major decisions that you do.
There is always questions and discussions around me when is the best time to invest in the market. The simple answer to that is when you have cash. Cash is a strategic asset.
Some says the Indian market is overbought and some says the mother of Bull Run has just started and this will continue to last for many more years to come.
Whatever the scenario be excellent, good or bad knowing your time horizon before you make any investment is extremely important. This should allow you to keep View full article »
An intelligent investor was once asked what the market was going to do. He replied, “It will fluctuate”. This is the most important possible truth. We need to get deeply into our bones the sense that any market and the stock market, moves in cycle so that we will infallibly get wonderful bargains every few years and have a chance to sell again at ridiculously high prices a few year later.
Here is some observation how people at different age groups are reacting to the markets now:
People in their 20’s are logging back into their wealth front accounts to dial down their risk setting when they should be dialling up their regular contribution amounts.
People in their 30’s are trying to keep up with what’s going on, even though they are utterly bewildered every time an app on their phone View full article »