Tag Archive: financial planning


This is a constant discussion that I have been doing with people around me, People admire real estate and  they are blogstill the firm believer that real estate give better returns than any other asset class.

Here am breaking the myth with few examples and facts although the message was forwarded to me on a WhatsApp group and it really make sense:

Film actor Rajesh Khanna bought a bungalow in iconic Carter Road in Mumbai for Rs.3.5 lakhs in 1970. His heirs sold it recently for Rs.85 crores. The property has multiplied by 2428 times or an annualized return of 19.38% over 44 years.  Continue reading

I hardly write on personal finance but suddenly thought of doing a story over it as one of my very good friend explored this part.

The point raised was whether FMP ( Fixed maturity plans ) or FD ( Fixed deposits) who offers best returns ?

Lets try to understand the fundamental difference and similarities between them before jumping to the conclusion.

  •  FMPs are issued and managed by mutual funds while bank fixed deposits are managed by banks
  • While bank fixed deposits (FDs) are deposits in bank debt instruments

Continue reading

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