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Tag Archive: Funds


Just wondering how many ever read the prospectus before signing the document for investments May be securitiesMutual funds, blogdebt, Insurance or may be any other investment.

I already did a series of articles on the topic but there are always possibilities to explore more :

Here are some more bold pointsissued by SEBI (Stock exchange board of India)

In-case of Securities:-

  1.  Read the Prospectus/ Abridged Prospectus and carefully note:
  2.  Risk factors pertaining to the issue.
  3.  Outstanding litigation’s and defaults, if any.
  4.  Financials of the issuer. Continue reading
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History shows that mutual fund investors generally increase inflows after observing periods of strong performance. They buy at bloghigh prices when future expected returns are lower, and they sell after observing periods of poor performance when future expected returns are now higher.

This results in what author Carl Richards called the “behavior gap,” in which investor returns are well below the returns of the funds in which they invest. Perhaps with this observation in mind, Warren Buffett once said, “The most important quality for an investor is temperament, not intellect.”

In his wonderful book “The Behavior Gap,” Richards recommends asking three questions before you make investment decisions based on your own or someone else’s forecast:  Continue reading

History shows that mutual fund investors generally increase inflows after observing periods of strong performance. They buy at high imagesprices when future expected returns are lower, and they sell after observing periods of poor performance when future expected returns are now higher.

This results in what author Carl Richards called the “behavior gap,” in which investor returns are well below the returns of the funds in which they invest. Perhaps with this observation in mind, Warren Buffett once said, “The most important quality for an investor is temperament, not intellect.”  Continue reading

There is a raging debate on how financial advisors are compensated for financial products, particularly how they receive commissions imageshidden in mutual fund fees. While mutual funds are these days could be  describe as “Weapons of Mass Financial Destruction” let’s take a look at mutual fund’s evil cousin, the “exempt market security” and how they are awarding this investment opportunity to only accredited investors.

In a recent article in business standard several questions were raised on the relevance of the Mutual funds as the Funds have created too much complexity for their own good. So investors cannot perceive the benefit of investing in mutual funds. Even the very few that are performing well do not talk about it imaginatively. Net result: most savers don’t know or don’t believe in the benefits of using mutual funds.  Continue reading

Choosing a Mutual Fund

How to choose a mutual fund is always been a big question in front of the investor. The generic answer that every body provides is it imagesdepends upon the intension and purpose of the investor. It holds true in the circumstances when you have the series of asset managing companies starting from AIG, AXIS, BARODA, BHARTIAXA, BIRLA, BNP, CANARA, DAIWA, DEUTSCHE, DSP, EDELWEISS, ESCORTS, FIDELITY,GOLDMAN, HDFC, HSBC, ICICI, IDBI, IDFC, IIFL, INDIABULLS, ING, JM, JPMORGAN, KOTAK, LIC, NOMURA, LNT, MIRAE, MORGAN, MOTILAL, PEERLESS, PRAMERICAPRINCIPAL, PNB, QUANTUM, RELIANCE, RELIGARE, SAHARA, SBI, SUNDARAM, TATA, TAURUS, TEMPLETON, UNIONKBC and UTI ,all the asset management companies run a various category and schemes of mutual funds under them from Large-cap, Liquid, Ultrabond, Midcap, Fixed maturity, global and sectoral funds to name a few. Continue reading

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