Wishing all my readers a very happy and prosperous new year . It was a long 2016 year end vacation .
Here are some of the bad financial habits that one need to give up in 2017 by saying No :
- Don’t carry a credit card balance.
- Don’t invest in high-turnover stock funds.
- Don’t trust brokers when their lips are moving.
- Don’t forget that a high potential return means high risk.
- Don’t buy a home if you think you’ll move in the next five years.
- Don’t invest 100% in stocks — or 100% in bonds.
- Don’t die without a will.
- Don’t retire with debt.
- Don’t buy initial public stock offerings. Continue reading “Just Say No – 2017 Resolutions”
Time Management plays a crucial part in life in all the fields and investment is one of the major decisions that you do.
There is always questions and discussions around me when is the best time to invest in the market. The simple answer to that is when you have cash. Cash is a strategic asset.
Some says the Indian market is overbought and some says the mother of Bull Run has just started and this will continue to last for many more years to come.
Whatever the scenario be excellent, good or bad knowing your time horizon before you make any investment is extremely important. This should allow you to keep Continue reading “Your Portfolio and Time Management”
BSE has around 4000+ stocks listed but actually traded would be in range of 1000 stocks and NSE has around 1600 and again actively traded would be close to 100.
There are some dangerous stocks that should not be traded for various reasons as there is no liquidity in them, or they are prone to get delist and there are other reasons as well that might be interesting to read. You may not heard their name as well,
Kappac Pharma: Company with Chronic disease/Pharma name is deceptive and misleading.
Vikas Globalone : Kiska Vikas ? And nothing Global.
Cressanda Solutions: What Solutions? Providing solutions for black money conversion? Continue reading “Junk Stocks of Indian exchanges”
Did not thought of writing this post but the Diwali LIC incidence force me to share the thoughts where a neighbor uncle forced me to buy a LIC Unit Linked Insurance Policies (ULIPs)
ULIP as an investment avenue are closest to mutual funds in terms of their structure and functioning. As is the cases with mutual funds, investors in ULIPs are allotted units by the insurance company and a net asset value (NAV) is declared for the same on a daily basis.
Similarly ULIP investors have the option of investing across various schemes similar to the ones found in the mutual funds domain, i.e. diversified equity funds, balanced funds and debt funds to name a few. Generally speaking, ULIPs can be termed as mutual fund schemes with an insurance component. Continue reading “Wide Difference between Insurance (ULIPS) and Mutual funds”
The thumb rule that we know higher expected returns are related to higher risk. There have been claims like risk is more than just volatility. Was going through a journal Journal of Portfolio Management, and realized arguing that risk is more than just risk. The term is unnecessarily narrow; securities offer returns for reasons other than risk, as the word conventionally is used.
The four sources of unattractiveness that I came across from the journal:
- Economic–The common notion of investment risk. The danger that a security might not be able to make required current payments, that these payments might not prove as valuable as expected (as caused, for example, by inflation), or that projected future payments might be less than anticipated. As Ibbotson and Idzorek write, people naturally do not seek these attributes and wish to be compensated for owning them.
Continue reading “Expected Return and Risk”