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Tag Archive: personal finance


Well it’s a financial blog. Why valentine day love post??  You can’t ignore love, have been trying to mix the economic functions that can be heart-512x512 blogcalibrated with love.  I will not go on the personal finance or behavioral finance  side but the lure for the occasion provides some liners:-

·         You’re my long-run target; my nominal anchor.

·         I’m going to extraordinary measures to increase your stimulus.

·         I long for you as the economy longs for its long-run maximum potential

·         Her deviations are never standard, her probabilities never mean.  Continue reading

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India definitely a country for future, when the world is slowing down India will outperform the global markets. Theseblog are some of the financial headlines that push people to be in markets.

So if somebody asks me – Is this the best time for the investment? My generic answer is I don’t know. To be honest whenever you have money that’s always the best time to invest. If you try to time the market – you are gone unless you a lucky fool. Because the unlucky genius have always failed in timing the market .

Typically I do very less articles on personal finance and I would like to argue today when is the best time to invest in the stock markets? It is said that “Good returns are seldom made on investments made in good times. Continue reading

Before you proceed, there are some questions one should ask taking up any task in life.blog

If somebody asks me: “Should I buy a house?”

And my answer is always the same: “I have no idea.”

It is not for lack of familiarity with price-to-rent ratios or the benefits of the mortgage interest deduction. No matter how carefully and clearheadedly you approach the exercise, is more a starting point than a conclusion about your optimal living situation. It will give you a good look at the financial dimensions of your decision. But housing is about quite a bit more.

These are the 5 questions that one should answer before taking a call:

  • How much is permanence worth to you?

One of the nonfinancial benefits of buying a home is that you know you can live in it indefinitely. You don’t have to worry that the landlord will raise your rent 20 percent, or demolish the building to turn it into something else. You can renovate the kitchen or paint the shutters according to your preference and yours alone. (O.K., maybe a historic preservation board or homeowners association may have some say, but you are pretty much on your own).

So what is that worth to you? It is purely a question of your preferences and priorities in life. Continue reading

If you are a keen follower of financial journalism and had been following the media, you must have heard the headlines stating For blogthree days there was ‘profit booking’ in our markets. Today, ‘value buying’ emerged. I love these journos.

Next what the predictions for May 16-17th Sensex 24,000. What to say? Well just one line that market forecasters exists to make the astrologers look good. So Greed is good 😉

Now the worst scenario could be Hung parliament. 3rd Front. Consensus candidate Pranab Mukherjee. OR Ra Ga as PM. Sensex 19k in June 2014 Sensex 13k.

Knowing your time horizon before you make any investment is extremely important. This should allow you to keep market moves in perspective so you can align your risk tolerance with your actual portfolio needs.  Continue reading

Here again a small write-up on personal finance, let’s discuss a bit about assets today. Assets are good. Liabilities, bad. Hopefully, sandy blogyou have more assets than liabilities. If not, you probably need to back up and get some of your basic finances in order. Once you get that taken care of, get back to this discussion which is about what are the best types of assets and where should you be investing your time & money?

I’ve decided to break it down into three categories and talk briefly about each.  Continue reading

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