You are a trader or investor ? This is the difficult question that most people do not able to answer, they take a short term view and when position goes against them, they prefer to hold the stock as long-term bet.
Most successful investors tend to have clarity of thought and look only at the larger picture. They discount all day-to-day noises and concentrate only on the fundamentals. In the end, fundamentals always prevail over speed.
here is a small description that short-term is more of an emotional based trading where as the long-term provides value for your thoughts.
Short term= Emotions
Long term= Earnings Continue reading “Short Term V/s Long Term”
Did not thought of writing this post but the Diwali LIC incidence force me to share the thoughts where a neighbor uncle forced me to buy a LIC Unit Linked Insurance Policies (ULIPs)
ULIP as an investment avenue are closest to mutual funds in terms of their structure and functioning. As is the cases with mutual funds, investors in ULIPs are allotted units by the insurance company and a net asset value (NAV) is declared for the same on a daily basis.
Similarly ULIP investors have the option of investing across various schemes similar to the ones found in the mutual funds domain, i.e. diversified equity funds, balanced funds and debt funds to name a few. Generally speaking, ULIPs can be termed as mutual fund schemes with an insurance component. Continue reading “Wide Difference between Insurance (ULIPS) and Mutual funds”
Well it’s a financial blog. Why valentine day love post?? You can’t ignore love, have been trying to mix the economic functions that can be calibrated with love. I will not go on the personal finance or behavioral finance side but the lure for the occasion provides some liners:-
· You’re my long-run target; my nominal anchor.
· I’m going to extraordinary measures to increase your stimulus.
· I long for you as the economy longs for its long-run maximum potential
· Her deviations are never standard, her probabilities never mean. Continue reading “Make the Most of this Valentine’s Day – :)”
Mutual Funds are the best tools for long-term wealth creation. But, the challenge is to identify good and top performing mutual funds that can help you in achieving your Financial Goals. There are hundreds of mutual fund schemes which are available in the market. Besides this, there are plethora of NFOs (New Fund Offers, new schemes) which keep hitting the market. Identifying good mutual fund for long-term investment is not an easy task.
Remember Wealth creation’ is a boring activity like Test cricket where a quick fifty or hundred may not always win you a game. You need the solidity and consistency of a Rahul Dravid or a Laxman more often than the flamboyance of a Kohali/Sehwag to be able to emerge victorious over the five days.
Here are some rules to be followed for the SIP Continue reading “Stop Thinking Start Investing – Systematic Investment Plan”
This is the post that I will try to put up in lay man language as most of my friends, relatives really wanted to understand why to invest or not to invest money under ELSS for section 80C.
So where all you can invest to save tax if you are salaried employee, Insurance, PPF, NSC, ULIP,
Well I will concentrate on the ELSS – Equity linked Savings Scheme
ELSS is a type of mutual fund, where majority of the corpus is invested equity and equity related products. Investment in ELSS has lock in period of 3 years and it has tax benefits. ELSS are not at all risk free , there is no fixed return , ELSS are open-ended and investor can subscribe to fund on any given day. Continue reading “A Post on Explaining ELSS”